Mortgage Information
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If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing. There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price. I would be happy to refer you to some very good mortgage contacts I have in the twin tiers, or to help you in any other way I can to secure the best possible rate for your home purchase. |
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Use the mortgage calculators below to assist you in making some decisions around financing your new home.
Mortgage Qualification Calculator
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.
Mortgage Bankers:
NY Lenders:
State of NY Mortgage Agency First National Bank
website
Joe Arbogast 585-321-2924
(NY & PA Lending)
website
Charita Abrams 716-648-4953
(NY & PA Lending)
website
716-373-4155
Residential, Commercial
website
1-800-382-HOME
Hamlin Bank (NY & PA)
website
(814) 225-4767 Eldred
(814) 368-5555 Bradford
Residential, Commercial
website
Thomas Becker
PA Lenders:
website
Joe Arbogast 585-321-2924
(NY & PA Lending)
website
Charita Abrams 716-648-4953
(NY & PA Lending)
Hamlin Bank
website
(814) 225-4767 Eldred
(814) 368-5555 Bradford
Residential, Commercial
website
Mckean & Potter Co. Specialist (Team Leader)
http://www.phfa.org
(717) 780-3800
814-642-2531
Residential, Commercial
Real Estate Attorneys & Closing Companies
| NY | PA |
| Gregory Shemeld (716) 372-5254 (NY) | Falcon Research & Settlement 800-828-4081 (PA) |
| Carl R. Vahl (716) 373-3264 (NY) | Chris Hauser (814) 362-5517 (PA) |
| Ron Ploetz (716) 945-1360 (NY) | Steve Minor (814) 642-5133 (PA) |
| Mike Shane (716) 375- 4213 (NY) | Dan Hartle (814) 362-7100 (PA) |
| Dan Derose (716) 372-6600 (NY) | Alan Acker 814-274-7913 (PA) |
If you are a local lender servicing homebuyers in my area please email me to be added to your list brady@buyfrombrady.com
or Call Brady Schoonover
716-378-3450 Cell
716-933-7777 Office
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